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Reply to "Supreme Court upholds health-care law, individual mandate"

Originally Posted by EbonyRose:
Originally Posted by Yemaya:

Ok is this issue about having health care insurance OR having access to good health care??? For me definitely about access to good health care at an affordable rate. Will we get that if we are made to carry health insurance?? What are the initiatives to recruit students to become good doctors and care about their patients??

 

Well, I read just last week that there was a provision put into the health care law that requires insurance companies to spend at least 80% of the premiums they collect from people on medical care or they have to return the difference between what they spent and what they collected back to the patients as a rebate. 

 

Most people will see a decrease in their premium payments from their paychecks.  Those who buy it directly, will be getting actual checks.  The companies are about to give back something to the tune of $1 billion, if I'm not mistaken. 

 

Now ... I don't know if that means the insurance provider simply did NOT provide that much quality medical care ... or that they're just collecting too damn much money for the care they are willing to give !!

My insurance went up in January 2012 and my coverage amounts went down. I took my sons for a school physical. My doctor billed $100 and the insurance company only paid $47. Last year they would've paid the entire bill. Just to give you an example of what is to come. While I hear what you are saying EbonyRose, what's going on out in the world is something different. Does that give me access to decent health care?

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