Social scientists agree that wealth is a key factor in the ability of individuals or families to maintain a particular standard of living and to accomplish important goals in life. Wealth is a material cushion in case of job loss or serious illness in a household. It can provide a foundation for sending children to college, launching a business or making other forward-looking investments (e.g., saving for retirement).
This is why you change the "social contract" of a society. I can name several countries where the above paragraph is a false statement. These places understand the insanity of making the above necessities (for any community to be healthy and functional on basic levels) to be dependent on the "wealth" of said community.
Black people in this country are quickly becoming the last holdouts of this dying system.
In other words we are becoming the permanent underclass. Where have I read that before?