This assessment is correct as well, with the exception of "These are all types of neo-liberal thinking that suggest no matter how much a system is producing ill and undesirable effects........you are only to EVER blame yourself for the effect it (the system) produced! If there's no obvious reason make some up!", in that is "conservative"/neo-conservative/fake conservative thinking, not Liberal thinking in any way.
Neo-liberal is another name for neo-conservative. They are the same thing.
Neo-conservative is a term somewhat unique to the U.S. while elsewhere the ideology is known as Neo-liberalism (for some historical reasons having nothing to do with being progressive).
*I should also add, that the above is not exclusive to Black people by any means. However, as in many other situations we're deeper in the ideological mess.